{"id":11496,"date":"2025-09-20T15:40:28","date_gmt":"2025-09-20T11:10:28","guid":{"rendered":"https:\/\/hidarman.com\/blog\/?p=11496"},"modified":"2025-09-20T15:40:30","modified_gmt":"2025-09-20T11:10:30","slug":"%d8%a8%db%8c%d9%85%d9%87-%d8%aa%da%a9%d9%85%db%8c%d9%84%db%8c-%d8%b3%d8%b1%d9%85%d8%af","status":"publish","type":"post","link":"https:\/\/hidarman.com\/blog\/%d8%a8%db%8c%d9%85%d9%87-%d8%aa%da%a9%d9%85%db%8c%d9%84%db%8c-%d8%b3%d8%b1%d9%85%d8%af\/","title":{"rendered":"\u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0633\u0631\u0645\u062f"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"11496\" class=\"elementor elementor-11496\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-de76efc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"de76efc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-82823f8\" data-id=\"82823f8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bf07fe0 elementor-widget elementor-widget-text-editor\" data-id=\"bf07fe0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\"><span style=\"font-size: 12pt; color: #808080;\"><span style=\"font-size: 14pt;\">\u062f\u0631 \u0627\u06cc\u0646 \u0645\u0642\u0627\u0644\u0647 \u0634\u0631\u0627\u06cc\u0637 \u0648 \u062e\u062f\u0645\u0627\u062a \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0633\u0631\u0645\u062f \u0631\u0627 \u0628\u0631\u0631\u0633\u06cc \u06a9\u0631\u062f\u0647\u200c\u0627\u06cc\u0645. \u0645\u0631\u0627\u06a9\u0632 \u062f\u0631\u0645\u0627\u0646\u06cc \u0637\u0631\u0641 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u06cc\u0645\u0647 \u0633\u0631\u0645\u062f\u060c \u0627\u0633\u062a\u0639\u0644\u0627\u0645 \u0628\u06cc\u0645\u0647 \u0633\u0631\u0645\u062f \u0628\u0627 \u06a9\u062f \u0645\u0644\u06cc\u060c \u062c\u062f\u0648\u0644 \u062a\u0639\u0647\u062f\u0627\u062a \u0648 \u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647\u060c \u0633\u0627\u06cc\u062a \u0648 \u0627\u067e\u0644\u06cc\u06a9\u06cc\u0634\u0646 \u0622\u0646 \u0648 <\/span><\/span><span style=\"font-size: 12pt; color: #808080;\"><span style=\"font-size: 14pt;\"><strong><span style=\"color: #008000;\">\u0647\u0631 \u0622\u0646 \u0686\u0647 \u06a9\u0647 \u062f\u0631 \u062e\u0635\u0648\u0635 \u0628\u06cc\u0645\u0647 \u0633\u0631\u0645\u062f \u0644\u0627\u0632\u0645 \u062f\u0627\u0631\u06cc\u062f \u062f\u0631 \u0627\u06cc\u0646 \u0645\u0637\u0644\u0628 \u062a\u0648\u0636\u06cc\u062d \u062f\u0627\u062f\u0647 \u0634\u062f\u0647 \u0627\u0633\u062a.<\/span><\/strong><\/span><\/span><\/p><p style=\"text-align: justify;\"><span style=\"font-size: 14pt; color: #808080;\">\u067e\u06cc\u0634\u0646\u0647\u0627\u062f \u0645\u06cc\u200c\u06a9\u0646\u06cc\u0645 \u062c\u0647\u062a \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0628\u0647\u062a\u0631 \u0627\u0632 \u0627\u06cc\u0646 \u0645\u0642\u0627\u0644\u0647 \u0627\u0628\u062a\u062f\u0627 \u0641\u0647\u0631\u0633\u062a \u0632\u06cc\u0631 \u0631\u0627 \u0628\u0631\u0631\u0633\u06cc \u06a9\u0631\u062f\u0647 \u0648 \u0627\u0632 \u0637\u0631\u06cc\u0642 \u0622\u0646 \u0628\u0647 \u0628\u062e\u0634 \u0645\u0648\u0631\u062f \u0646\u0638\u0631 \u062e\u0648\u062f \u0631\u0641\u062a\u0647 \u0648 \u0627\u062f\u0627\u0645\u0647 \u0645\u0637\u0644\u0628 \u0631\u0627 \u0645\u0637\u0627\u0644\u0639\u0647 \u06a9\u0646\u06cc\u062f.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2300fa3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2300fa3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5ecc245\" data-id=\"5ecc245\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0d29794 elementor-widget elementor-widget-table-of-contents\" data-id=\"0d29794\" data-element_type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;marker_view&quot;:&quot;bullets&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;icon&quot;:{&quot;value&quot;:&quot;fas fa-circle&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t<div class=\"elementor-toc__header-title\">\u0631\u0627\u0647\u0646\u0645\u0627\u06cc \u0645\u0637\u0627\u0644\u0639\u0647<\/div>\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-loading eicon-animation-spin\" aria-hidden=\"true\"><\/i>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7be8caf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7be8caf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-97ed85a\" data-id=\"97ed85a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f98f4a4 elementor-widget elementor-widget-text-editor\" data-id=\"f98f4a4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<h2><span style=\"color: #000080;\">\u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0627\u0646\u0641\u0631\u0627\u062f\u06cc \u0633\u0631\u0645\u062f<\/span><\/h2><p style=\"text-align: justify;\"><span style=\"color: #808080; font-size: 14pt;\">\u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0633\u0631\u0645\u062f \u062a\u0646\u0647\u0627 \u0628\u06cc\u0645\u0647 \u062f\u0631\u0645\u0627\u0646 \u06af\u0631\u0648\u0647\u06cc \u0648 \u0634\u0631\u06a9\u062a\u06cc \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u06a9\u0646\u062f. \u0627\u06cc\u0646 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u062f\u0631\u0645\u0627\u0646 \u0627\u0646\u0641\u0631\u0627\u062f\u06cc \u0646\u062f\u0627\u0631\u062f. \u062a\u0646\u0647\u0627 \u062a\u0639\u062f\u0627\u062f \u0645\u0639\u062f\u0648\u062f\u06cc \u0627\u0632 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647\u060c \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0627\u0646\u0641\u0631\u0627\u062f\u06cc \u0639\u0631\u0636\u0647 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f. \u06cc\u06a9\u06cc \u0627\u0632 \u0622\u0646\u200c\u0647\u0627 <a href=\"https:\/\/hidarman.com\/blog\/%d8%a8%db%8c%d9%85%d9%87-%d8%af%db%8c\/\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #0000ff;\">\u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0627\u0646\u0641\u0631\u0627\u062f\u06cc \u0628\u06cc\u0645\u0647 \u062f\u06cc<\/span><\/a> \u0627\u0633\u062a. \u0627\u0644\u0628\u062a\u0647 \u0627\u062e\u06cc\u0631\u0627 \u0628\u06cc\u0645\u0647 \u0633\u0631\u0645\u062f \u0686\u0646\u062f \u0637\u0631\u062d \u0627\u0646\u0641\u0631\u0627\u062f\u06cc \u0639\u0631\u0636\u0647 \u06a9\u0631\u062f\u0647 \u0627\u0633\u062a \u06a9\u0647 \u0641\u0642\u0637 \u0634\u0627\u0645\u0644 \u067e\u0648\u0634\u0634 \u062f\u0646\u062f\u0627\u0646\u067e\u0632\u0634\u06a9\u06cc \u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u06cc\u0646 \u0645\u062d\u0635\u0648\u0644 \u0645\u0634\u0627\u0628\u0647 \u06a9\u0627\u0631\u062a \u062a\u062e\u0641\u06cc\u0641 \u0627\u0633\u062a \u0648 \u0627\u0632 \u0645\u0631\u0627\u06a9\u0632 \u062f\u0646\u062f\u0627\u0646\u067e\u0632\u0634\u06a9\u06cc \u062e\u0627\u0635\u06cc \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0627\u06cc\u0646 \u062e\u062f\u0645\u0627\u062a \u0631\u0627 \u062f\u0631\u06cc\u0627\u0641\u062a \u06a9\u0631\u062f. <a href=\"https:\/\/sarmadins.ir\/insurance-products\/d4551b86-34a3-ca09-0534-08d84bff9d06\/fa\/type\/1ffd10a6-5c3b-45c3-94b7-421a1fd099ff\/fa\" target=\"_blank\" rel=\"noopener\">\u0622\u0634\u0646\u0627\u06cc\u06cc \u0628\u06cc\u0634\u062a\u0631 \u0628\u0627 \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u062f\u0646\u062f\u0627\u0646\u067e\u0632\u0634\u06a9\u06cc \u0628\u06cc\u0645\u0647 \u0633\u0631\u0645\u062f<\/a><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5b16e4e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5b16e4e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9e4ccd4\" data-id=\"9e4ccd4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b7c17d6 elementor-widget elementor-widget-text-editor\" data-id=\"b7c17d6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<h2><span style=\"color: #000080;\">\u062a\u0639\u0631\u0641\u0647\u200c\u0647\u0627 \u0648 \u062c\u062f\u0648\u0644 \u062a\u0639\u0647\u062f\u0627\u062a \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0633\u0631\u0645\u062f 1404<\/span><\/h2><p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">\u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0633\u0631\u0645\u062f \u0639\u0645\u062f\u062a\u0627 \u0634\u0627\u0645\u0644 \u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc \u0632\u06cc\u0631 \u0645\u06cc\u200c\u0634\u0648\u062f:<\/span><\/p><ol><li><span style=\"font-size: 14pt;\">\u0628\u0633\u062a\u0631\u06cc \u0648 \u062c\u0631\u0627\u062d\u06cc \u062a\u062e\u0635\u0635\u06cc<\/span><\/li><li><span style=\"font-size: 14pt;\">\u0632\u0627\u06cc\u0645\u0627\u0646 \u0648 \u0646\u0627\u0632\u0627\u06cc\u06cc<\/span><\/li><li><span style=\"font-size: 14pt;\">\u0622\u0632\u0645\u0627\u06cc\u0634\u06af\u0627\u0647\u06cc \u0648 \u0641\u06cc\u0632\u06cc\u0648\u062a\u0631\u0627\u067e\u06cc<\/span><\/li><li><span style=\"font-size: 14pt;\">\u0627\u0646\u0648\u0627\u0639 \u067e\u0627\u0631\u0627\u06a9\u0644\u06cc\u0646\u06cc\u06a9\u06cc\u200c\u0647\u0627 \u0634\u0627\u0645\u0644 \u0633\u0648\u0646\u0648\u06af\u0631\u0627\u0641\u06cc\u060c \u0646\u0648\u0627\u0631 \u0642\u0644\u0628\u060c \u0627\u0645 \u0622\u0631 \u0622\u06cc\u060c \u0631\u0627\u062f\u06cc\u0648\u0644\u0648\u0698\u06cc\u060c \u0627\u0633\u06a9\u0646 \u0648 &#8230;<\/span><\/li><li><span style=\"font-size: 14pt;\">\u0648\u06cc\u0632\u06cc\u062a \u0648 \u062f\u0627\u0631\u0648<\/span><\/li><li><span style=\"font-size: 14pt;\">\u062f\u0646\u062f\u0627\u0646\u067e\u0632\u0634\u06a9\u06cc<\/span><\/li><li><span style=\"font-size: 14pt;\">\u0644\u06cc\u0632\u06cc\u06a9 \u0648 \u0644\u0627\u0632\u06a9 \u0686\u0634\u0645<\/span><\/li><li><span style=\"font-size: 14pt;\">\u0639\u06cc\u0646\u06a9 \u0637\u0628\u06cc<\/span><\/li><\/ol><p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">\u0627\u0644\u0628\u062a\u0647 \u0644\u0627\u0632\u0645 \u0628\u0647 \u0630\u06a9\u0631 \u0627\u0633\u062a \u06a9\u0647 \u0646\u0648\u0639 \u067e\u0648\u0634\u0634\u200c\u0647\u0627 \u0648 \u0633\u0642\u0641 \u062a\u0639\u0647\u062f \u0647\u0631 \u067e\u0648\u0634\u0634 \u062f\u0631 \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0645\u062e\u062a\u0644\u0641\u060c \u0645\u062a\u0641\u0627\u0648\u062a \u0627\u0633\u062a. \u0628\u0647 \u0627\u06cc\u0646 \u0645\u0639\u0646\u06cc \u06a9\u0647 \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u06cc\u06a9 \u0634\u0631\u06a9\u062a \u067e\u0648\u0634\u0634 \u062f\u0646\u062f\u0627\u0646\u067e\u0632\u0634\u06a9\u06cc \u0631\u0627 \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0646\u06a9\u0646\u062f \u0648 \u0627\u06cc\u0646 \u0645\u0648\u0631\u062f \u062f\u0631 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0622\u0646\u0647\u0627 \u0646\u0628\u0627\u0634\u062f\u061b \u0627\u0645\u0627 \u0634\u0631\u06a9\u062a \u062f\u06cc\u06af\u0631\u06cc \u067e\u0648\u0634\u0634 \u062f\u0646\u062f\u0627\u0646\u067e\u0632\u0634\u06a9\u06cc \u0631\u0627 \u0628\u0627 \u0633\u0642\u0641 \u0633\u0627\u0644\u0627\u0646\u0647 5 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u062f.<\/span><\/p><p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">\u0628\u0646\u0627\u0628\u0631\u0627\u06cc\u0646 \u0686\u0646\u0627\u0646\u0686\u0647 \u0642\u0635\u062f \u062f\u0627\u0631\u06cc\u062f \u0627\u0632 \u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc \u062e\u0648\u062f \u0628\u0627\u062e\u0628\u0631 \u0634\u0648\u06cc\u062f\u060c \u0628\u0627\u06cc\u062f \u0628\u0627 \u0645\u0633\u0626\u0648\u0644 \u0627\u0645\u0648\u0631 \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc \u0634\u0631\u06a9\u062a \u062e\u0648\u062f \u0635\u062d\u0628\u062a \u06a9\u0646\u06cc\u062f \u06a9\u0647 \u062c\u062f\u0648\u0644 \u062a\u0639\u0647\u062f\u0627\u062a \u0645\u0648\u062c\u0648\u062f \u062f\u0631 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0633\u0631\u0645\u062f \u0631\u0627 \u0628\u0647 \u0634\u0645\u0627 \u0627\u0631\u0627\u0626\u0647 \u06a9\u0646\u062f \u0648 \u06cc\u0627 \u0628\u0627 \u0634\u0639\u0628\u0647 \u06cc\u0627 \u0646\u0645\u0627\u06cc\u0646\u062f\u06af\u06cc \u0628\u06cc\u0645\u0647 \u0633\u0631\u0645\u062f \u06a9\u0647 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0645\u0646\u0639\u0642\u062f \u06a9\u0631\u062f\u06cc\u062f \u0635\u062d\u0628\u062a \u06a9\u0646\u06cc\u062f \u06a9\u0647 \u0633\u0642\u0641 \u062a\u0639\u0647\u062f\u0627\u062a \u0648 \u062a\u0639\u0631\u0641\u0647\u200c\u0647\u0627\u06cc \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0631\u0627 \u0628\u0631\u0627\u06cc \u0634\u0645\u0627 \u0627\u0631\u0633\u0627\u0644 \u0646\u0645\u0627\u06cc\u0646\u062f. \u0647\u0645\u0686\u0646\u06cc\u0646 \u0627\u0632 \u0637\u0631\u06cc\u0642 \u0644\u06cc\u0646\u06a9 \u0632\u06cc\u0631 \u0646\u06cc\u0632 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0627\u06cc\u0646 \u06a9\u0627\u0631 \u0631\u0627 \u0627\u0646\u062c\u0627\u0645 \u062f\u0647\u06cc\u062f. <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/webapp.sarmadins.ir\/auth?RedirectUrl=policyholder%2Fhealth-coverages\" target=\"_blank\" rel=\"noopener\">\u0645\u0634\u0627\u0647\u062f\u0647 \u0633\u0642\u0641 \u062a\u0639\u0647\u062f\u0627\u062a \u0648 \u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0633\u0631\u0645\u062f<\/a><\/span><\/span><\/p><p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">\u0628\u0627 \u062a\u0648\u062c\u0647 \u0628\u0647 \u0627\u06cc\u0646\u06a9\u0647 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u06cc\u0645\u0647\u200c\u0647\u0627\u06cc \u062a\u06a9\u0645\u06cc\u0644\u06cc \u06cc\u06a9 \u0633\u0627\u0644\u0647 \u0647\u0633\u062a\u0646\u062f\u060c \u062a\u0639\u0647\u062f\u0627\u062a \u062f\u0631 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0633\u0627\u0644 1403 \u0634\u0631\u06a9\u062a \u0634\u0645\u0627 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0646\u0633\u0628\u062a \u0628\u0647 \u062a\u0639\u0647\u062f\u0627\u062a \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u062c\u062f\u06cc\u062f \u06a9\u0647 \u062f\u0631 \u0633\u0627\u0644 1404 \u0639\u0642\u062f \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0645\u062a\u0641\u0627\u0648\u062a \u0628\u0627\u0634\u062f.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-61e6e81 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"61e6e81\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6028655\" data-id=\"6028655\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bb1a473 elementor-widget elementor-widget-text-editor\" data-id=\"bb1a473\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<h2><span style=\"color: #000080;\">\u0641\u0631\u0627\u0646\u0634\u06cc\u0632 \u0648 \u062f\u0648\u0631\u0647 \u0627\u0646\u062a\u0638\u0627\u0631 \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0633\u0631\u0645\u062f<\/span><\/h2><p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">\u0645\u06cc\u0632\u0627\u0646 \u0641\u0631\u0627\u0646\u0634\u06cc\u0632 \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0633\u0631\u0645\u062f \u062f\u0631 \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641\u060c \u0645\u062a\u0641\u0627\u0648\u062a \u0627\u0633\u062a. \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0641\u0631\u0627\u0646\u0634\u06cc\u0632 \u06a9\u0644\u06cc\u0647 \u067e\u0648\u0634\u0634\u0647\u0627 \u062f\u0631 \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u06cc 10% \u0628\u0627\u0634\u062f \u0648 \u06cc\u0627 \u062f\u0631 \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u06cc \u0641\u0631\u0627\u0646\u0634\u06cc\u0632 \u067e\u0648\u0634\u0634 \u062f\u0646\u062f\u0627\u0646\u067e\u0632\u0634\u06a9\u06cc 30% \u0628\u0627\u0634\u062f \u0648 &#8230;<\/span><\/p><p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\"><span style=\"color: #808080;\"><a style=\"color: #808080;\" href=\"https:\/\/hidarman.com\/blog\/%d9%81%d8%b1%d8%a7%d9%86%d8%b4%db%8c%d8%b2-%d8%a8%db%8c%d9%85%d9%87-%d8%aa%da%a9%d9%85%db%8c%d9%84%db%8c\/\" target=\"_blank\" rel=\"noopener\">\u0641\u0631\u0627\u0646\u0634\u06cc\u0632 \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc<\/a><\/span> \u0633\u0647\u0645\u06cc \u0627\u0632 \u0647\u0632\u06cc\u0646\u0647 \u062f\u0631\u0645\u0627\u0646 \u0627\u0633\u062a \u06a9\u0647 \u0628\u0631 \u0639\u0647\u062f\u0647 \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u0627\u0633\u062a \u0648 \u0647\u0632\u06cc\u0646\u0647 \u0622\u0646 \u0631\u0627 \u0628\u06cc\u0645\u0627\u0631 \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/span><\/p><p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\"><span style=\"color: #808080;\"><a style=\"color: #808080;\" href=\"https:\/\/hidarman.com\/blog\/%d8%af%d9%88%d8%b1%d9%87-%d8%a7%d9%86%d8%aa%d8%b8%d8%a7%d8%b1-%d8%a8%db%8c%d9%85%d9%87-%d8%aa%da%a9%d9%85%db%8c%d9%84%db%8c\/\" target=\"_blank\" rel=\"noopener\">\u062f\u0648\u0631\u0647 \u0627\u0646\u062a\u0638\u0627\u0631 \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc<\/a><\/span>\u060c \u0645\u062f\u062a \u0632\u0645\u0627\u0646\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0647\u0632\u06cc\u0646\u0647 \u0628\u06cc\u0645\u0647 \u062f\u0631 \u0622\u0646 \u0642\u0627\u0628\u0644 \u062c\u0628\u0631\u0627\u0646 \u0646\u06cc\u0633\u062a. \u0628\u0631\u0627\u06cc \u0627\u0641\u0631\u0627\u062f\u06cc \u06a9\u0647 \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0642\u0628\u0644\u06cc \u0646\u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u0646\u062f\u060c \u062f\u0648\u0631\u0647 \u0627\u0646\u062a\u0638\u0627\u0631 \u067e\u0648\u0634\u0634 \u0628\u0633\u062a\u0631\u06cc 3 \u0645\u0627\u0647 \u0648 \u0632\u0627\u06cc\u0645\u0627\u0646 9 \u0627\u0633\u062a.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-954010b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"954010b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-26a6b21\" data-id=\"26a6b21\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-30cc792 elementor-widget elementor-widget-text-editor\" data-id=\"30cc792\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<h2><span style=\"color: #000080;\">\u0645\u0631\u0627\u06a9\u0632 \u0637\u0631\u0641 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0633\u0631\u0645\u062f<\/span><\/h2><p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">\u0628\u06cc\u0645\u0647 \u0633\u0631\u0645\u062f \u0646\u06cc\u0632 \u0645\u0627\u0646\u0646\u062f \u0633\u0627\u06cc\u0631 \u0628\u06cc\u0645\u0647\u200c\u0647\u0627\u060c \u0628\u0631\u0627\u06cc \u0631\u0627\u062d\u062a\u06cc \u0628\u06cc\u0645\u0647 \u0634\u062f\u06af\u0627\u0646 \u062e\u0648\u062f \u0628\u0627 \u062a\u0639\u062f\u0627\u062f\u06cc \u0627\u0632 \u0645\u0631\u0627\u06a9\u0632 \u062f\u0631\u0645\u0627\u0646\u06cc \u062f\u0631 \u0633\u0631\u0627\u0633\u0631 \u06a9\u0634\u0648\u0631 \u0627\u0632 \u062c\u0645\u0644\u0647 \u062a\u0647\u0631\u0627\u0646\u060c \u062a\u0628\u0631\u06cc\u0632\u060c \u0645\u0634\u0647\u0631\u060c \u0634\u06cc\u0631\u0627\u0632\u060c \u06cc\u0632\u062f\u060c \u0627\u0635\u0641\u0647\u0627\u0646\u060c \u0627\u0647\u0648\u0627\u0632\u060c \u06a9\u0631\u062c\u060c \u06af\u0631\u06af\u0627\u0646\u060c \u0627\u0631\u0627\u06a9\u060c \u062e\u0631\u0645 \u0622\u0628\u0627\u062f \u0648 &#8230; \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u062f\u0627\u0631\u062f. \u062f\u0631 \u0635\u0648\u0631\u062a\u06cc \u06a9\u0647 \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u0628\u06cc\u0645\u0647 \u0633\u0631\u0645\u062f \u0628\u0647 \u0627\u06cc\u0646 \u0645\u0631\u0627\u06a9\u0632 \u0645\u0631\u0627\u062c\u0639\u0647 \u06a9\u0646\u062f\u060c \u0628\u062f\u0648\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u0647\u0632\u06cc\u0646\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0627\u0632 \u062e\u062f\u0645\u0627\u062a \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u06a9\u0646\u062f \u0648 \u0628\u0647 \u0627\u0646\u062f\u0627\u0632\u0647 \u0645\u06cc\u0632\u0627\u0646 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 \u0633\u0642\u0641 \u0628\u06cc\u0645\u0647 \u0641\u0631\u062f \u06a9\u0633\u0631 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-36a4ea9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"36a4ea9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3b9d02c\" data-id=\"3b9d02c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-885b8f0 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"885b8f0\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/webapp.sarmadins.ir\/medical-centers\" target=\"_blank\" class=\"elementor-button-link elementor-button elementor-size-xl elementor-animation-grow\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-umbrella\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">\u0644\u06cc\u0633\u062a \u0645\u0631\u0627\u06a9\u0632 \u0637\u0631\u0641 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0633\u0631\u0645\u062f<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-40b7615 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"40b7615\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3c80280\" data-id=\"3c80280\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-badca97 elementor-widget elementor-widget-text-editor\" data-id=\"badca97\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<h2><span style=\"color: #000080;\">\u0627\u067e\u0644\u06cc\u06a9\u06cc\u0634\u0646 \u0648 \u0633\u0627\u06cc\u062a \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0633\u0631\u0645\u062f<\/span><\/h2><p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">\u062c\u0647\u062a \u0631\u0641\u0627\u0647 \u062d\u0627\u0644 \u0628\u06cc\u0645\u0647 \u0634\u062f\u06af\u0627\u0646\u060c \u0627\u06cc\u0646 \u0634\u0631\u06a9\u062a \u0627\u0632 \u0637\u0631\u06cc\u0642 \u0633\u0627\u06cc\u062a \u0648 <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/webapp.sarmadins.ir\/\" target=\"_blank\" rel=\"noopener\">\u0648\u0628 \u0627\u067e\u0644\u06cc\u06a9\u06cc\u0634\u0646 \u0628\u06cc\u0645\u0647 \u0633\u0631\u0645\u062f<\/a><\/span> \u0628\u0631\u062e\u06cc \u0627\u0632 \u062e\u062f\u0645\u0627\u062a \u0648 \u062f\u0633\u062a\u0631\u0633\u06cc\u200c\u0647\u0627 \u0628\u0647 \u0635\u0648\u0631\u062a \u0622\u0646\u0644\u0627\u06cc\u0646 \u0641\u0631\u0627\u0647\u0645 \u06a9\u0631\u062f\u0647 \u0627\u0633\u062a. \u062f\u0631 \u0627\u06cc\u0646 \u0633\u0627\u06cc\u062a \u062e\u062f\u0645\u0627\u062a\u06cc \u0627\u0632 \u062c\u0645\u0644\u0647 \u062c\u0633\u062a\u062c\u0648\u06cc \u0645\u0631\u0627\u06a9\u0632 \u062f\u0631\u0645\u0627\u0646\u06cc \u0637\u0631\u0641 \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u060c \u0631\u0648\u06cc\u062a \u067e\u0648\u0634\u0634\u200c\u0647\u0627 \u0648 \u062a\u0639\u0647\u062f\u0627\u062a \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0633\u0631\u0645\u062f\u060c \u0645\u0634\u0627\u0647\u062f\u0647 \u0627\u0641\u0631\u0627\u062f \u062a\u062d\u062a \u062a\u06a9\u0641\u0644 \u0648 \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u0622\u0646\u200c\u0647\u0627 \u0628\u0627 \u0648\u0631\u0648\u062f \u0648 \u062b\u0628\u062a\u200c\u0646\u0627\u0645 \u0627\u0632 \u0637\u0631\u06cc\u0642 \u06a9\u062f \u0645\u0644\u06cc \u0645\u0647\u06cc\u0627 \u0634\u062f\u0647 \u0627\u0633\u062a. <a href=\"https:\/\/sinad.sarmadins.ir\/DarmanAfzar.Customer\/index.html\" target=\"_blank\" rel=\"noopener\">\u0633\u0627\u0645\u0627\u0646\u0647 \u0633\u06cc\u0646\u0627\u062f \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0633\u0631\u0645\u062f<\/a><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9f4bdb3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9f4bdb3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8c5d05d\" data-id=\"8c5d05d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-950f557 elementor-widget elementor-widget-text-editor\" data-id=\"950f557\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<h2><span style=\"color: #000080;\">\u0627\u0633\u062a\u0639\u0644\u0627\u0645 \u0647\u0632\u06cc\u0646\u0647 \u062f\u0631\u0645\u0627\u0646 \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0633\u0631\u0645\u062f \u0628\u0627 \u06a9\u062f \u0645\u0644\u06cc<\/span><\/h2><p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">\u062f\u0631 \u0635\u0648\u0631\u062a\u06cc \u06a9\u0647 \u0628\u0647 \u0645\u0631\u0627\u06a9\u0632 \u0637\u0631\u0641 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0645\u0631\u0627\u062c\u0639\u0647 \u0646\u0634\u0648\u062f\u060c \u0628\u0627\u06cc\u062f \u0647\u0632\u06cc\u0646\u0647 \u062e\u062f\u0645\u0627\u062a \u0631\u0627 \u062e\u0648\u062f\u062a\u0627\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646\u06cc\u062f \u0648 \u0633\u067e\u0633 <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/hidarman.com\/blog\/%d8%ae%d8%b3%d8%a7%d8%b1%d8%aa-%d8%a8%db%8c%d9%85%d9%87-%d8%aa%da%a9%d9%85%db%8c%d9%84%db%8c\/\" target=\"_blank\" rel=\"noopener\">\u0645\u062f\u0627\u0631\u06a9 \u0644\u0627\u0632\u0645 \u0628\u0631\u0627\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc<\/a> <\/span>\u0631\u0627 \u0628\u0647 \u0634\u0639\u0628\u0647 \u06cc\u0627 \u0646\u0645\u0627\u06cc\u0646\u062f\u0647 \u0628\u06cc\u0645\u0647 \u0633\u0631\u0645\u062f \u062e\u0648\u062f \u062a\u062d\u0648\u06cc\u0644 \u062f\u0647\u06cc\u062f. \u067e\u0633 \u0627\u0632 \u06af\u0630\u0634\u062a 3 \u062a\u0627 4 \u0647\u0641\u062a\u0647 \u0627\u0632 \u062a\u062d\u0648\u06cc\u0644 \u0645\u062f\u0627\u0631\u06a9\u060c \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627 \u0648 \u062e\u0633\u0627\u0631\u062a\u200c\u0647\u0627 \u062f\u0631 \u0633\u06cc\u0633\u062a\u0645 \u0648 \u0633\u0627\u0645\u0627\u0646\u0647 \u0628\u06cc\u0645\u0647 \u0633\u0631\u0645\u062f \u062b\u0628\u062a \u0645\u06cc\u200c\u0634\u0648\u0646\u062f. \u0634\u0645\u0627 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0627\u0632 \u0637\u0631\u06cc\u0642 <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/webapp.sarmadins.ir\/auth?RedirectUrl=policyholder%2Fmedical-expenses\" target=\"_blank\" rel=\"noopener\">\u0627\u0633\u062a\u0639\u0644\u0627\u0645 \u0647\u0632\u06cc\u0646\u0647 \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0633\u0631\u0645\u062f \u0628\u0627 \u06a9\u062f \u0645\u0644\u06cc<\/a><\/span> \u0627\u0632 \u0648\u0636\u0639\u06cc\u062a \u0645\u062f\u0627\u0631\u06a9 \u062e\u0648\u062f \u0648 \u0648\u0627\u0631\u06cc\u0632 \u0622\u0646\u200c\u0647\u0627 \u0645\u0637\u0644\u0639 \u0634\u0648\u06cc\u062f.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-52d7f38 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"52d7f38\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9cad4f6\" data-id=\"9cad4f6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-142e534 elementor-widget elementor-widget-text-editor\" data-id=\"142e534\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<h2><span style=\"color: #000080;\">\u0634\u0639\u0628 \u0648 \u0646\u0645\u0627\u06cc\u0646\u062f\u06af\u06cc\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0633\u0631\u0645\u062f<\/span><\/h2><p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">\u062f\u0631 \u0635\u0648\u0631\u062a\u06cc \u06a9\u0647 \u062f\u0631 \u062d\u0627\u0644 \u062d\u0627\u0636\u0631 \u062a\u062d\u062a \u067e\u0648\u0634\u0634 \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0633\u0631\u0645\u062f \u0647\u0633\u062a\u06cc\u062f\u060c \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0628\u0631\u0627\u06cc \u067e\u0634\u062a\u06cc\u0628\u0627\u0646\u06cc\u060c \u062a\u062d\u0648\u06cc\u0644 \u0645\u062f\u0627\u0631\u06a9 \u0648 \u06cc\u0627 \u067e\u0627\u0633\u062e \u0628\u0647 \u0633\u0648\u0627\u0644\u0627\u062a \u0628\u0627 \u0646\u0645\u0627\u06cc\u0646\u062f\u06af\u06cc \u06cc\u0627 \u0634\u0639\u0628\u0647\u200c\u0627\u06cc \u06a9\u0647 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u062f\u0627\u0631\u06cc\u062f \u062a\u0645\u0627\u0633 \u0628\u06af\u06cc\u0631\u06cc\u062f. <a href=\"https:\/\/webapp.sarmadins.ir\/agents\" target=\"_blank\" rel=\"noopener\">\u0644\u06cc\u0633\u062a \u0634\u0639\u0628 \u0648 \u0646\u0645\u0627\u06cc\u0646\u062f\u06af\u06cc\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0633\u0631\u0645\u062f<\/a><\/span><\/p><p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">\u0686\u0646\u0627\u0646\u0686\u0647 \u0642\u0635\u062f \u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0628\u0631\u0627\u06cc \u0634\u0631\u06a9\u062a \u06cc\u0627 \u0633\u0627\u0632\u0645\u0627\u0646 \u062e\u0648\u062f \u0631\u0627 \u062f\u0627\u0631\u06cc\u062f \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0628\u0627 \u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u0627\u0646 \u0645\u0627 \u062f\u0631 \u0647\u0627\u06cc \u062f\u0631\u0645\u0627\u0646 \u062a\u0645\u0627\u0633 \u0628\u06af\u06cc\u0631\u06cc\u062f.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cca4865 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cca4865\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a6eb8b6\" data-id=\"a6eb8b6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3777b6b elementor-widget elementor-widget-text-editor\" data-id=\"3777b6b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<h2><span style=\"color: #000080;\">\u0637\u0631\u062d\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0634\u0631\u06a9\u062a\u06cc \u0633\u0631\u0645\u062f<\/span><\/h2><p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">\u062f\u0631 \u0635\u0648\u0631\u062a\u06cc \u06a9\u0647 \u0642\u0635\u062f \u062f\u0627\u0631\u06cc\u062f \u0628\u0631\u0627\u06cc \u0634\u0631\u06a9\u062a \u06cc\u0627 \u0633\u0627\u0632\u0645\u0627\u0646\u062a\u0627\u0646 \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u062a\u0647\u06cc\u0647 \u06a9\u0646\u06cc\u062f\u060c \u062a\u0639\u062f\u0627\u062f \u0646\u0641\u0631\u0627\u062a \u0634\u0645\u0627 \u0628\u0631\u0627\u06cc \u0639\u0642\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u0627 \u0628\u06cc\u0645\u0647 \u0633\u0631\u0645\u062f \u0628\u0627\u06cc\u062f \u062d\u062f\u0627\u0642\u0644 50 \u0646\u0641\u0631 \u0628\u0627\u0634\u062f. \u0627\u06cc\u0646 \u0642\u0627\u0646\u0648\u0646 \u0627\u06a9\u062b\u0631 \u0628\u06cc\u0645\u0647\u200c\u0647\u0627 \u0627\u0632 \u062c\u0645\u0644\u0647 <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/hidarman.com\/blog\/%d8%a8%db%8c%d9%85%d9%87-%d8%aa%da%a9%d9%85%db%8c%d9%84%db%8c-%d8%a2%d8%b3%db%8c%d8%a7\/\" target=\"_blank\" rel=\"noopener\">\u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0622\u0633\u06cc\u0627<\/a><\/span> \u0627\u0633\u062a. \u062f\u0631 \u0627\u06cc\u0646 \u0635\u0648\u0631\u062a \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0628\u0631\u0627\u06cc \u0627\u0633\u062a\u0639\u0644\u0627\u0645 \u0642\u06cc\u0645\u062a \u0648 \u062e\u0631\u06cc\u062f \u0628\u0627 \u0645\u0627 \u062f\u0631 \u0627\u0631\u062a\u0628\u0627\u0637 \u0628\u0627\u0634\u06cc\u062f.\u00a0<\/span><\/p><p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">\u0686\u0646\u0627\u0646\u0686\u0647 \u062a\u0639\u062f\u0627\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u06af\u0627\u0646 \u0634\u0631\u06a9\u062a \u0634\u0645\u0627 \u06a9\u0645\u062a\u0631 \u0627\u0632 50 \u0646\u0641\u0631 \u0627\u0633\u062a \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0627\u0632 \u062e\u062f\u0645\u0627\u062a \u0686\u0646\u062f \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u062e\u0648\u0628 \u0645\u0627\u0646\u0646\u062f <a href=\"https:\/\/hidarman.com\/blog\/%d8%a8%db%8c%d9%85%d9%87-%d8%aa%da%a9%d9%85%db%8c%d9%84%db%8c-sos\/\" target=\"_blank\" rel=\"noopener\">\u0628<span style=\"color: #0000ff;\">\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc sos<\/span><\/a> \u0648 <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/hidarman.com\/blog\/%d8%a8%db%8c%d9%85%d9%87-%d8%af%db%8c\/\" target=\"_blank\" rel=\"noopener\">\u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u062f\u06cc<\/a><\/span> \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u06a9\u0646\u06cc\u062f. \u0634\u0631\u062d \u062e\u062f\u0645\u0627\u062a \u0648 \u0637\u0631\u062d\u200c\u0647\u0627\u06cc \u0647\u0631 \u06cc\u06a9 \u062f\u0631 \u0644\u06cc\u0646\u06a9\u200c\u0647\u0627\u06cc \u0641\u0648\u0642 \u062a\u0648\u0636\u06cc\u062d \u062f\u0627\u062f\u0647 \u0634\u062f\u0647 \u0627\u0633\u062a.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7376875 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7376875\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8ebe376\" data-id=\"8ebe376\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8a25466 elementor-widget elementor-widget-text-editor\" data-id=\"8a25466\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<h2><span style=\"color: #000080;\">\u0627\u0633\u062a\u0639\u0644\u0627\u0645 \u0642\u06cc\u0645\u062a \u0648 \u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0633\u0631\u0645\u062f<\/span><\/h2><p style=\"text-align: justify;\"><span style=\"font-size: 18.6667px;\">\u0647\u0645\u0627\u0646\u0637\u0648\u0631 \u06a9\u0647 \u0627\u0634\u0627\u0631\u0647 \u0634\u062f\u060c \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0633\u0631\u0645\u062f \u062a\u0646\u0647\u0627 \u0628\u0631\u0627\u06cc \u0634\u0631\u06a9\u062a\u200c\u0647\u0627 \u0648 \u0633\u0627\u0632\u0645\u0627\u0646\u200c\u0647\u0627 \u0628\u0647 \u0635\u0648\u0631\u062a \u06af\u0631\u0648\u0647\u06cc \u0642\u0627\u0628\u0644 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0633\u062a. \u062f\u0631 \u0648\u0627\u0642\u0639 \u067e\u0631\u0633\u0646\u0644 \u0648 \u0628\u06cc\u0645\u0647 \u0634\u062f\u06af\u0627\u0646 \u0634\u0631\u06a9\u062a \u062c\u0647\u062a \u062a\u062d\u062a \u067e\u0648\u0634\u0634 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u06cc\u0645\u0647 \u0633\u0631\u0645\u062f \u0645\u06cc\u200c\u0628\u0627\u06cc\u0633\u062a \u062f\u0627\u0631\u0627\u06cc \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0628\u0627\u0634\u0646\u062f.<\/span><\/p><p style=\"text-align: justify;\"><span style=\"font-size: 18.6667px;\">\u062c\u0647\u062a \u0627\u0633\u062a\u0639\u0644\u0627\u0645 \u0642\u06cc\u0645\u062a \u0648 <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/hidarman.com\/%d8%ae%d8%b1%db%8c%d8%af-%d8%a8%db%8c%d9%85%d9%87-%d8%aa%da%a9%d9%85%db%8c%d9%84%db%8c\/\" target=\"_blank\" rel=\"noopener\">\u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc<\/a><\/span> \u0633\u0631\u0645\u062f \u0641\u0631\u0645 \u0645\u0648\u062c\u0648\u062f \u062f\u0631 \u0644\u06cc\u0646\u06a9 \u0641\u0648\u0642 \u0631\u0627 \u062a\u06a9\u0645\u06cc\u0644 \u06a9\u0631\u062f\u0647 \u0648 \u06cc\u0627 \u0628\u0627 \u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u0627\u0646 \u0645\u0627 \u062f\u0631 \u0647\u0627\u06cc \u062f\u0631\u0645\u0627\u0646 \u062a\u0645\u0627\u0633 \u0628\u06af\u06cc\u0631\u06cc\u062f.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ab34aa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ab34aa\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-39b37b1\" data-id=\"39b37b1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-811d520 elementor-widget elementor-widget-image\" data-id=\"811d520\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hidarman.com\/%d8%ae%d8%b1%db%8c%d8%af-%d8%a8%db%8c%d9%85%d9%87-%d8%aa%da%a9%d9%85%db%8c%d9%84%db%8c\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img width=\"770\" height=\"150\" src=\"https:\/\/hidarman.com\/blog\/wp-content\/uploads\/2021\/05\/770.gif\" class=\"attachment-large size-large\" alt=\"\u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u062f\u0631 \u0627\u06cc\u0646 \u0645\u0642\u0627\u0644\u0647 \u0634\u0631\u0627\u06cc\u0637 \u0648 \u062e\u062f\u0645\u0627\u062a \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0633\u0631\u0645\u062f \u0631\u0627 \u0628\u0631\u0631\u0633\u06cc \u06a9\u0631\u062f\u0647\u200c\u0627\u06cc\u0645. \u0645\u0631\u0627\u06a9\u0632 \u062f\u0631\u0645\u0627\u0646\u06cc \u0637\u0631\u0641 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u06cc\u0645\u0647 \u0633\u0631\u0645\u062f\u060c \u0627\u0633\u062a\u0639\u0644\u0627\u0645 \u0628\u06cc\u0645\u0647 \u0633\u0631\u0645\u062f \u0628\u0627 \u06a9\u062f \u0645\u0644\u06cc\u060c \u062c\u062f\u0648\u0644 \u062a\u0639\u0647\u062f\u0627\u062a \u0648 \u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647\u060c \u0633\u0627\u06cc\u062a \u0648 \u0627\u067e\u0644\u06cc\u06a9\u06cc\u0634\u0646 \u0622\u0646 \u0648 \u0647\u0631 \u0622\u0646 \u0686\u0647 \u06a9\u0647 \u062f\u0631<span class=\"excerpt-more\"><\/span><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[22],"tags":[],"_links":{"self":[{"href":"https:\/\/hidarman.com\/blog\/wp-json\/wp\/v2\/posts\/11496"}],"collection":[{"href":"https:\/\/hidarman.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hidarman.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hidarman.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hidarman.com\/blog\/wp-json\/wp\/v2\/comments?post=11496"}],"version-history":[{"count":83,"href":"https:\/\/hidarman.com\/blog\/wp-json\/wp\/v2\/posts\/11496\/revisions"}],"predecessor-version":[{"id":12432,"href":"https:\/\/hidarman.com\/blog\/wp-json\/wp\/v2\/posts\/11496\/revisions\/12432"}],"wp:attachment":[{"href":"https:\/\/hidarman.com\/blog\/wp-json\/wp\/v2\/media?parent=11496"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hidarman.com\/blog\/wp-json\/wp\/v2\/categories?post=11496"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hidarman.com\/blog\/wp-json\/wp\/v2\/tags?post=11496"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}